Professional Liability Insurance (PLI), also known as errors & omissions (E&O) depending on what profession, is a type of liability insurance that provides coverage to defend against negligence claim made by another party for consulting, professional advice, or services provided. This insurance covers an individual who is accused of failing to perform one's professional obligation, caused financial losses to other party, or lack of professional service. In many professions, Professional Liability Insurance is recommended, and sometimes, required before any contractual agreements between both parties, especially, medical or legal services.
In care facility, Professional Liability Insurance helps to protect allegations against owners, health care professionals, and caregivers when providing services to patients or clients. These services could include counseling services, supplying appropriate food, dispensing medications and care of patients. Depending on the insurance carrier and policy, legal costs could be included or excluded with the Professional Liability Limits. This is why Professional Liability Insurance is required for care facilities such RCFE, ARF, and Assisted Living and recommended for Home Health, Adult Day Care, and Behavioral Health.
Other Business Insurance
Adult Day Care (ADC) / Adult Health Day Care
Adult Residential Care Facility (ARF)
Assisted Living Facility
Group Home / Small Family Home
Home Care Organization / Home Health Agency
Independent Living Facility (ILF)
Intermediate Care Facility (ICF)
Residential Care Facility for the Elderly (RCFE)
(619) 275 - 1814
Other insurance to consider for your facility.
Protects your business against liability claims on bodily injury or property damage from your premise operation.
Provides insurance and compensation for injured employee due to a work related incident.
Covers building, business personal properties, business income, and other equipment from covered caused of loss.
Covers building, business personal properties, inventories, and other equipment from covered caused of loss.
Provides additional limits of liability insurance to general liability and commercial auto liability.
Provides bodily injury and property damage insurance to business related vehicle that are involved in an accident.